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中国支付宝推出全球首个管理智能体的AI钱包 2026-05-27
Alipay, the mobile payment platform of Chinese fintech giant Ant Group, has released the world's first Artificial Intelligence Wallet, enabling users to manage and control purchases made by AI agents.
The AI Wallet allows users to oversee and authorize "agent tasks" before and during payments and access transaction records, Alipay said on May 26. The company also unveiled Token Pay, a service designed to meet diverse token-payment needs and help AI firms streamline user subscriptions and in-app one-click token top-ups.
In addition, Alipay announced that AI Pay, which allows users to make secure transactions through AI agents via voice commands, supports 95 percent of general agent frameworks, including Qwen, JVS Claw, Claude Code, and Hermes Agent, smart devices such as Qwen AI Glasses, Rokid, and Future Intelligence AI Headphones, intelligent cockpits for Li Auto, Chery Automobile, Geely Automobile Holdings, and Dongfeng Motor, and leading AI tool platforms like Trae Ssolo, Qoder, and Kouzi.
Users can control agent-initiated payments via the AI Wallet, an official from Alipay told Yicai at the Alipay AI Payment Ecosystem Summit held yesterday. They can either approve each transaction manually or set a small payment limit to be processed autonomously by the agent, the person pointed out.
AI payments have become a key growth driver for Alipay, with its AI Pay having accumulated 300 million agent payments as of on May 26, up from 120 million in February, according to the company.
Agent payment systems must be built on "three trusts:" Identity Trust (verifying legitimate agents), Intent Trust (ensuring payments stem from genuine intent), and Execution Trust (guaranteeing secure and reliable execution), Jiang Xinghao, vice president of Shanghai Jiao Tong University, said at the event.
Identifying users' purchase intent is a major challenge in the AI payment era, Li Jiajia, co-president of Ant Group's Digital Payment Business Group, told media, including Yicai. Data boundaries and privacy concerns prevent providers from fully knowing users' intent, yet agent payment security and convenience require verifying real-user scenarios and intent, making tech and ecosystem collaboration breakthroughs a must, he added.
"Delivering AI payment solutions requires more than our own efforts. We must partner across the ecosystem to elevate security controls," Li stressed. "AI payment is a shared challenge for users, agent platforms, developers, and service providers."
Source: Yicai Global
