上海出台措施提振房地产市场   2026-08-20

 

Authorities in Shanghai rolled out a series of measures to further stimulate the property sector Thursday, including lowering the minimum down payment for second-home purchases in suburban areas.

The measures will take effect on Friday, according to a circular issued by six local government departments, including the Shanghai housing and urban-rural development commission.

For buyers purchasing a second home outside the city's outer ring road with a commercial mortgage, the minimum down payment is reduced from 20 percent to 15 percent.

The minimum down payment for second-home purchases within the outer ring road, or in the central city areas, remains at 25 percent. First-home buyers in Shanghai enjoy a minimum down payment of 15 percent when applying for commercial mortgages.

Homebuyers will also be allowed to withdraw their housing provident fund to purchase completed new commercial housing, expanding the policy beyond new homes sold on a pre-sale basis. The fund can also be used to pay home-purchase deed tax and buy parking spaces or garages, and storage rooms.

To support residents seeking to upgrade their homes through property replacement, Shanghai also rolled out a phased home-purchase subsidy program.

In the next seven months through March 31, 2027, buyers of new homes outside the outer ring road will be eligible for a subsidy equal to 1 percent of the mortgage amount, capped at 50,000 yuan (about 7,400 U.S. dollars), if they sell their existing home within one year before or after the online signing and filing of the purchase contract for the new home.

Buyers who sold homes located within the outer ring road will be eligible for an additional subsidy of 30,000 yuan.

The measures also call for greater government efforts to acquire more second-hand homes for use as government-subsidized rental housing.

At a meeting on economic work held by the Political Bureau of the Communist Party of China Central Committee at the end of last month, policymakers called for continued efforts to stabilize the property market.

In the four first-tier cities of Beijing, Shanghai, Guangzhou and Shenzhen, new home prices fell 1.1 percent year on year last month, compared with a 1.3-percent drop in June, while the decline in second-hand home prices narrowed from 4.9 percent to 3.7 percent in July.

 

来源：Xinhua

 

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