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中国金融科技仍有很大提升空间 - 2018年09月07日

Challenging ‘childhood’ but room to grow

China’s fintech industry is still in its “childhood” and although there are challenges it also has a huge potential to grow with help from digital technologies like artificial intelligence and cloud, experts told the LendIt Fintech Conference yesterday in Shanghai.
Ye Daqing, CEO of New York-listed Jianpu.ai, a third-party online finance firm, said in an interview at the summit that cyber lending including P2P (peer-to-peer) platforms and online insurance are still in the “childhood” period.
“Generally speaking, fintech is developing at the level similar to the United States in the 1990s. We can call the stage as kindergarten or primary school with adolescent problems,” Ye said.
 

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