上海市健康保险交易平台业务正式上线 - 2019年10月18日

Shanghai launched an online platform on Thursday to help insurance companies with their process of underwriting and making claims.
The platform, according to the Shanghai Insurance Exchange, shares data with medical and health institutions in the city. Once an insured client grants permission to their insurer, the company will be able to have access to the client’s medical records for underwriting or claiming purposes.
Underwriting refers to fact-checking the client’s health condition as an insurance company decides whether to insure the client or not. Claiming, on the other hand, refers to fact-checking before the company provides compensation to the client.